PawnSmarts ships pre-configured for all 50 states and the District of Columbia — the right tickets, interest rules, hold periods and reporting are set up before you start. Pick your state below.
Pawn shop software is configured per state because every state writes its own pawn rules — interest tiers, hold and redemption periods, record fields and reporting formats all differ, so the correct ticket fields, calculations and reports must be set up for the state where the shop operates. PawnSmarts comes pre-configured for all 50 states and the District of Columbia so the right rules are in place from day one, and we migrate your data for a one-time $395 so you switch in under 24 hours. It's $89/month (Essential) or $129/month (Professional) with no contract, or own Professional outright for a one-time $2,995. Click your state for the details.
Some states are served through regional pages. Don't see yours? Contact us for availability updates.
Serving pawn shops nationwide means software that adapts to very different rules. Each state has its own requirements for pawn tickets, interest calculations, holding periods and reporting formats — from Florida's mandatory preprinted tickets to Texas's annually re-indexed OCCC rate chart and locally variable purchase hold. Our US state licensing guide details the regulations your software must accommodate, and PawnSmarts handles them so you don't have to.
If you're new to this, our guide to what is pawn shop software explains how a purpose-built system stays compliant across jurisdictions through configurable tickets, calculation engines and reporting modules — something generic retail software simply can't do.
Most states now require electronic police reporting, typically through LeadsOnline, but the exact fields and formats differ by jurisdiction. PawnSmarts handles those variations and, for multi-location operators, applies the correct rules by store. Specialized needs have state-specific twists too — see our jewelry pawn software and POS guides, our theft-prevention features, the Canadian licensing guide, and our reviews and rankings.
PawnSmarts is pre-configured for 48 US states, with the correct pawn ticket fields, interest calculation rules, holding periods and police-reporting formats set up before you start. That now covers every state and the District of Columbia, including California, Massachusetts and Texas.
Yes. Each US state sets its own requirements for pawn tickets, interest tiers, holding periods before items can be sold, and reporting formats for law enforcement, so pawn software must be configured for the state where the shop operates. PawnSmarts ships with those rules already loaded for all 50 states and the District of Columbia, so the right ticket fields, interest computation and report format for your state are in place when you open the software.
Yes. The Professional plan supports multi-location operation, and each location can run under its own state's rules — different interest calculations, ticket formats and reporting configurations per store — from one account and one login.
PawnSmarts is the same price in every state it serves: $89/month for Essential or $129/month for Professional, month to month with no contract or setup fee, or a one-time $2,995 for Professional. State configuration is included on every plan, and data migration is a one-time $395 with go-live in under 24 hours.
Open the live demo and click around. If it looks right, sign up and we'll move your data for $395.
Questions? [email protected] · 800-710-6184