Wyoming Pawn Regulation: State & Local
Wyoming pawnbrokers operate under a dual regulatory framework: state statutes establish baseline requirements, while cities and counties may impose additional licensing and reporting rules. Pawnbrokers must comply with both.
State Recordkeeping — WY Stat § 33-6-106
WY Stat § 33-6-106 requires every pawnbroker to keep an accurate record showing:
- Complete description of all articles pawned or purchased
- Date of the pawn or purchase
- Name and address of the person pawning, selling, or pledging
- Amount for which the item is pledged or purchased
- Date upon which the pledge expires
This record shall be available at all times to any peace officer of the city, county, or state [citation:7].
Wyoming Uniform Consumer Credit Code — State Pawnbroker License
Wyoming requires pawnbrokers to obtain a license from the administrator of the Wyoming Uniform Consumer Credit Code before engaging in business as a pawnbroker [citation:2][citation:5][citation:10].
State licensing fees: $300 processing fee for first license, $150 for each additional branch, plus $50 initial license fee per location [citation:6].
PPSS is a recordkeeping tool only. The software does not track licenses, bonds, or renewal dates. You are responsible for obtaining and maintaining your state pawnbroker license and any required bonds.
Local Licensing — City Ordinances
Cheyenne: $155 annual license fee, $1,000 bond required [citation:2].
Cody: Weekly reporting to Chief of Police (Mondays), 4-year record retention [citation:3].
Casper: License required; out-of-city dealers on temporary basis must follow same regulations [citation:5].
Douglas: $250 annual license, 4-year retention, detailed application with felony disclosure [citation:10].
Requirements vary by jurisdiction. You must verify with your city or county clerk. PPSS does not track local licenses or bonds.
15-Day Hold on Purchases — Cheyenne § 5.56.090
Cheyenne requires that all articles purchased outright shall be kept separate and not sold or otherwise disposed of for a period of fifteen (15) days from the date of purchase [citation:1].
Other Wyoming cities may have similar hold period requirements. You can configure PPSS to track these hold periods.
4-Year Record Retention — Cody § 3-4-2, Douglas § 5.08.070
Wyoming municipalities typically require records to be preserved for four (4) years from the date of transaction, or two years from final entry, whichever is later [citation:3][citation:10].
PPSS stores all transaction data locally. You are responsible for backing up and retaining records for the required period.
No Personal Liability — WY Stat § 40-14-361
WY Stat § 40-14-361 contains a distinctive provision: No pawnbroker shall make an agreement requiring the personal liability of a customer in connection with a pawn transaction. No customer may be required to redeem pledged goods or make any payment on a pawn transaction. The sole remedy of a pawnbroker for nonpayment is the right to title of the pledged tangible personal property [citation:9].
Pawnbrokers shall not make any charge for insurance in connection with a pawn transaction, and must post a schedule of business days and hours during which pawn transactions may be redeemed [citation:9].
PPSS is structured around collateral-based transactions and does not track personal liability.
Transactions with Minors Prohibited — Cheyenne § 5.56.120, Douglas § 5.08.120
No pawnbroker shall accept a pledge from any person under the age of eighteen (18) years [citation:1][citation:10].
PPSS includes date of birth fields to help you verify age, but you are responsible for ensuring compliance.
