PawnSmarts comes pre-configured for Nebraska — the daily-by-noon police report, mandatory fingerprinting under §69-210, and local city or village licensing — so you can write a ticket in about 30 seconds and get the report out on time.
Nebraska pawn shop software is a point-of-sale and loan-management system configured for Nebraska's pawn rules under Chapter 69 of the Nebraska Revised Statutes — the daily police report due by noon under §69-205, the single-fingerprint requirement under §69-210, the §69-204 record fields, and the city or village treasurer permit under §69-202. It captures each required record and report on time to Nebraska's rules so a pawnbroker can write a compliant ticket and file the daily report without doing the paperwork by hand.
Nebraska's pawn framework sits in Chapter 69 of the Nebraska Revised Statutes (Personal Property), but most of it plays out locally. Pawn shops are licensed and regulated by the city or village treasurer, who issues permits and oversees transactions. So requirements can differ a lot between Omaha, Lincoln and smaller municipalities.
The statutes set the core duties — daily police reporting, mandatory fingerprinting, and a felony disqualification for licensure — while local ordinances can add more. PawnSmarts comes ready for all of it: it captures the records §69-204 expects, supports the §69-210 fingerprint, and exports the daily report your agency wants. You run the counter; the software keeps the paperwork fast and accurate. Meeting Nebraska's requirements remains your responsibility as the owner.
Neb. Rev. Stat. §69-205 sets one of the most frequent reporting schedules in the country. Every day except Sunday, before 12 noon, you deliver to the police department (or the sheriff's office where there is no municipal police) a legible and correct copy of each card or ledger entry for the previous day's transactions.
Nebraska carries a requirement most states don't. Under Neb. Rev. Stat. §69-210, a pawnbroker must obtain and keep a single legible fingerprint of each person pawning, pledging, mortgaging or selling goods.
You must also post a notice to customers, in a prominent location, stating that state law requires fingerprinting every person pawning or selling an item. The statute prohibits transactions:
The daily report references "each card or ledger entry required by section 69-204," so Nebraska mandates specific record formats that must be reproduced for the daily police submission. Confirm the current required format with your local police department or sheriff's office, since the statute requires "a legible and correct copy" of those entries. PawnSmarts captures the full transaction record as you write the ticket, so the copy you submit is always current.
Neb. Rev. Stat. §69-202 sets the permit requirement: every pawnbroker pays the city or village treasurer for a permit to carry on business.
Felony disqualification: no permit is issued to an applicant convicted of a felony — and for corporations, none is issued when any officer or shareholder has a felony conviction.
Municipal authority — §17-134: cities of the second class have explicit power to "license, tax, suppress, regulate and prohibit" pawnbrokers, so local ordinances may add higher fees, specific recordkeeping formats, operational restrictions and revocation powers. Always check both state statute and the local municipal code. For a wider view, see our US state licensing guide.
The statute requires "a legible and correct copy" but doesn't dictate electronic format. Some Nebraska police departments now accept electronic submissions; others still want paper. Confirm with your local agency. Either way, PawnSmarts produces the export — you transmit it the way your agency requires. Reports may go to the Omaha, Lincoln, Bellevue, Grand Island or Kearney police departments, or to county sheriff's offices for unincorporated areas.
The federal Military Lending Act applies to pawn transactions with covered borrowers — active-duty service members and their dependents — where the APR, including pawn service charges, may not exceed 36%. Covered status is checked through the free DMDC (Defense Manpower Data Center) portal at or before the transaction, and you keep proof. PawnSmarts lets you store the DMDC confirmation and supporting documents on the pledgor's record.
PawnSmarts is $89/month for Essential or $129/month for Professional — month to month, cancel anytime, no contract. Prefer to own it outright? Professional is also a one-time purchase at $2,995. Use integrated card processing and the software can be free. Data migration is a one-time $395, done for you, and you're live in under 24 hours. No setup fee, no exit fee.
New to this? Start with what pawn shop software is and what it does for a shop.
Under Neb. Rev. Stat. §69-205, every pawnbroker must deliver a copy of the prior day's transaction records to the local police department (or county sheriff where there is no municipal police) by noon every day except Sunday. Saturday transactions are reported the following Monday morning.
Yes. Neb. Rev. Stat. §69-210 requires pawnbrokers to take a single legible fingerprint — from the right index finger, or the left index finger if the right is missing — from every person pawning, pledging, or selling goods. Shops must also post a visible notice informing customers that state law requires fingerprinting.
Licenses are issued by the city or village treasurer under Neb. Rev. Stat. §69-202. Annual fees are $100 in metropolitan cities ($50 per six months) and $50 in all other cities or villages ($25 per six months), though individual municipalities may set higher fees by ordinance. Applicants must provide a $5,000 surety bond, and no permit can be issued to anyone with a felony conviction.
Pawn shop software generally runs from about $89 to $350 per month depending on features and number of stations. PawnSmarts is $89/month for Essential or $129/month for Professional — month to month, no contract and no setup fee — or $2,995 as a one-time purchase, and it can be free with integrated card processing.
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